Revenue-based financing, explained.

No. Revenue-based financing is the purchase of a portion of your future sales, not a traditional loan. That structure lets us base funding on the strength of your cash flow rather than credit score alone.

A bank loan is typically underwritten on credit history and collateral, with fixed monthly payments. Revenue-based financing is based on the health of your revenue, with repayment made through small, regular drafts that move with your sales — and funding is usually far faster.

Decisions can come in as little as a few hours, and approved funding can reach your business bank account in as fast as one business day.

Generally, an established business with consistent monthly revenue and an active business bank account. We weigh the overall health of your cash flow rather than relying on credit scores alone.

Funding is sized to your business — primarily the strength and consistency of your revenue. A specialist will walk you through what makes sense for your situation before anything is finalized.

Repayments are made through small, regular drafts from your business bank account, structured to move with your sales rather than against them.

You'll know the full cost of capital before you commit. We believe in transparent, upfront terms with no hidden fees, so you can make the decision with clear eyes.

Starting a conversation with our team to explore your options does not affect your credit. We'll always be clear about any next steps before you take them.

Usually just a few basic details about your business and recent business bank statements so we can review your cash flow. It only takes a few minutes to start.

We work with established, revenue-generating businesses across many industries — including retail, restaurants and food service, construction, healthcare, auto services, professional services, transportation, wholesale, and more.